What would happen to you if you become too ill to work? Would you be able to keep up the mortgage payments? Would
you receive any state benefits, if so how much would you get? How long would your savings last? How
long would your employer pay you for?


If you are an employee you may have Permanent Health Insurance cover as part of an employee
benefit scheme, this is often known as Sickness or Disability Pension. If you do not have cover
through your employer then you may need to purchase your own.


The cost will depend on a number of factors including your age, how safe or dangerous your
employment is, your state of health and how long you are willing to wait before any payment
commences (deferment period). Some people opt for policies that pay out after only four weeks,
but others, choose a delay of either six or twelve months, having sufficient resources and / or
employer support for the interim.
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Independent Mortgage Broker for Mortgages, Remortgages including Buy-to-Let in Farnham, Fleet, Aldershot, Farnborough, Frimley, Camberley and
surrounding areas.
A B M f a r n h a m
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