| Critical Illness is designed to provide a lump sum upon diagnosis of a specified illness. This would allow you to stop working, relax, concentrate on getting better, and not worry about the bills. Insuring the outstanding balance of the mortgage and any other loans plus four years income, is a useful guide. The hope is that in four years you will either have recovered, or been able to make some other arrangements. The policies pay out a lump sum if you find that you have any one of a number of serious named conditions or need a named operation. The conditions will normally include: Stroke, Terminal Illness, Cancer and Heart Attack. There will frequently be a long list of other conditions such as Multiple Sclerosis, Motor Neurone Disease, organ failure, blindness, deafness, loss of limbs, loss of speech, Total Permanent Disability, Third Degree Burns, benign brain tumour, and Major Organ Transplant. Critical Illnesses specified may vary from provider to provider. Death is not covered, however it can be included. |
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| Independent Mortgage Broker for Mortgages, Remortgages including Buy-to-Let in Farnham, Fleet, Aldershot, Farnborough, Frimley, Camberley and surrounding areas. |
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Independent Mortgage Advice
Independent Mortgage Advice